My Certified Used Cars

3692 Airline Rd.
Directions Muskegon, MI 49444

  • Sales: 231-760-5618
  • Service: (888) 702-6291
  • Parts: (888) 705-9207
We are currently closed through April 13 and service appointments have moved to My Auto Import Center. The health and safety of our staff, customers, and community is our top priority.
Read an important message from My Certified Used Cars.

Finance Application

CREDIT APPROVAL GUARANTEE!

Are you worried your credit might not be good enough to get you approved for an auto loan? When you come visit us at My Certified Used Cars, you can leave your bad credit fears behind - we guarantee your credit is good with us. Our guaranteed credit approval program means that you can find auto financing with any credit rating. Leave your past credit mistakes behind you and focus on your future.

Skip the buy here pay here car lot circus act and come to a real dealership that will work with bad credit. My Certified Used Cars gives you the security of a locally known and trusted dealership, the inventory of a large auto group and the financing flexibility to get you approved now matter how damaged your credit score may be.

Leslie Smith

"I was happy to be financed. After a period of time and by making on-time payments, my credit score, it went up, and now it's at almost 700. I realize I'm blessed, and I am thankful for Credit Acceptance." -Leslie Smith, Credit Acceptance Customer

Floyd Adams

"Nobody really understands the struggle until you have to personally go through it. If it wasn't for Credit Acceptance, I can't say that I would be where I am today." Floyd Adams, Credit Acceptance Customer

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Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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