How Our Credit Approval Process Works

Step 1: Complete the Application
Fill out our secure online credit application in about 10 minutes.

Step 2: We Review Your Information
Our finance team reviews your application and works with our network of lenders.

Step 3: Explore Your Options
We'll contact you with available financing solutions and help you choose the best fit.

Step 4: Drive Home Happy
Finalize your paperwork and take home your vehicle.

What You'll Need

To make the process as smooth as possible, have the following ready:
  • Driver's License
  • Social Security Number
  • Date of Birth
  • Employment Information
  • Monthly Income
  • Housing Information
  • Contact Information

Ready to Get Started?

Complete your secure online credit application today and let our finance team help you find the right financing solution.

Used Car Financing in Muskegon, MI

Get Approved in Minutes

Whether you have excellent credit, are rebuilding your credit, are a first-time buyer, or have experienced past financial challenges, our team is here to help. We work with multiple lending partners to find financing options that fit your budget and lifestyle.

Why Finance with My Certified?

  • Access to multiple lending partners
  • Financing solutions for all credit situations
  • Fast approvals
  • Competitive rates and terms
  • Friendly finance specialists
  • Large inventory of quality pre-owned vehicles

Disclaimer: "Please be aware that there will be a surcharge of 3% applied to all credit card transactions that does not exceed our cost of acceptance. This does not apply to debit card transactions. If you have any questions, please see the dealer for more details."